Borrower Application
Guarantor Application
The Hebrew Free Loan Association is proud to provide zero-interest,
no-fee loans  for Jewish borrowers in Washington State
Corona Virus Response
HFLA is dedicated to suppporting the Jewish community of Washington State during this time of uncertainty. Loan interviews will be through web conferencing.  More than ever, repayment terms will take into consideration the uncertainty of this period of time, and your individual circumstances.  We are a safety-net program, and our goal is to help you through this time. All our funds are donations which were given to support our Jewish community.  If you have questions, call our office at (206) 397-0005 or email at Be well.
Before you fill out the loan application, please note that your application is only complete once this form is filled out and your guarantors have filled out and submitted their forms.
Payment terms: 
  • Loan repayments are tailored to the applicant during the loan interview.
Borrower loan criteria:
  • Be a Washington State resident, having lived in Washington for at least 6 months, or be a student studying at an accredited college,  and be Jewish
  • Have some income for which to repay the loan
  • Must complete the Borrower application form in full
Guarantors: All loans require guarantor(s) to co-sign on the loan.
  • Loans up to $2,500: 1 guarantor
  • Loans of up to $5,000: 2 guarantors
Guarantors must meet the following criteria:
  • Have some income for which to repay the loan
  • Must complete the guarantor form in full
  • HFLA prefers that at least one guarantor live in Washington State
  • Applications are considered complete once you and your guarantor(s) submit completed applications
  • Completed applications are reviewed by HFLA’s Administrator and deemed loan worthy
  • You will be contacted to schedule an interview
  • Immediately following your interview, a decision will be made and you will be contacted the next day by HFLA’s administrator to let you know if your loan is approved
  • If the loan is approved, you and your guarantors must each sign a promissory note and when those are received, then the funds are disbursed
  • Applications for Borrowers and Guarantors are below and can easily be downloaded or completed online. Please call or email the office if you have further questions about HFLA's loan process.
  • Email:   Phone:  (206) 397-0005
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