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What loan is right for me?

Here are some questions you can ask to figure out which type of interest-free loan is the right option for you.

Are you taking out a loan for college or university?

Do you need a loan for $1,000 or less?

Student Access Fund loan
Up to $7,500 to use at an accredited, non-profit college, vocational school, or technical school
 

Yes

Do you have a guarantor (what's that?) to co-sign a loan up to $6,000?

Mini-loan

Up to $1,000. A guarantor may be required (what's that?)

Yes

General loans

Up to $6,000. A guarantor is required (what's that?)

Yes

No

No

No

Contact us

Call or email instead of applying online. HFLA can help you figure out the best path forward.

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