General loans

General are interest-free loans of up to $6,000 that require a guarantor (what's that?)

What loan is right for me?

Get prequalified

Interest-Free Personal Loans

Support for emergency and essential expenses with flexible repayment options.

Mini-Loans

Up to $1,000
Guarantor may be required

General Loans

Up to $6,000
Guarantor required

Start Prequalification

Apply as a guarantor

Before You Apply

To qualify, applicants must:

Be Jewish
Have lived in Washington State for at least 6 months
Be a U.S. citizen or lawful permanent resident (Green Card holder)
Have a reliable source of income or repayment.

Please note:

A guarantor is required for all loans over $1,000

How does the loan process work?

Submit a prequalification form
Start by completing a short prequalification form online. If you appear eligible, HFLA staff will invite you to complete a full loan application.
Application review and interview
Once your full application is reviewed by staff, qualified applicants will be invited to speak virtually with two HFLA board members for a brief 20–30 minute conversation.
Loan decision
After the interview, HFLA determines loan approval, repayment terms, and loan amount based on each applicant’s individual circumstances.
Approval and funding

Approved applicants sign a promissory note (what's that?) before funds are distributed.

Repayment plans are tailored to each borrower’s situation. We encourage repayment via Zelle or check to avoid credit card processing fees.

Because HFLA operates with a small staff and volunteer board members, timing may vary depending on scheduling and holiday observances. While some applications move quickly, others may take one week or longer.

Start Prequalification

General loans

Interest-Free Personal Loans

Support for emergency and essential expenses with flexible repayment options.

Mini-Loans

Up to $1,000 Guarantor may be required

​

General Loans

Up to $6,000 Guarantor required

​

Before You Apply

To qualify, applicants must:​

​

Be Jewish

Have lived in Washington State for at least 6 months

Be a U.S. citizen or lawful permanent resident (Green Card holder)

Have a reliable source of income or repayment.

​

Please note:​​

A guarantor is required for all loans over $1,000

How does the loan process work?

​

Submit a prequalification form Start by completing a short prequalification form online. If you appear eligible, HFLA staff will invite you to complete a full loan application.

Application review and interview Once your full application is reviewed by staff, qualified applicants will be invited to speak virtually with two HFLA board members for a brief 20–30 minute conversation.

Loan decision After the interview, HFLA determines loan approval, repayment terms, and loan amount based on each applicant’s individual circumstances.

Approval and funding

Approved applicants sign a promissory note (what's that?) before funds are distributed.

​

Repayment plans are tailored to each borrower’s situation. We encourage repayment via Zelle or check to avoid credit card processing fees.​

​​​​

Because HFLA operates with a small staff and volunteer board members, timing may vary depending on scheduling and holiday observances. While some applications move quickly, others may take one week or longer.​​​​

Up to $1,000
Guarantor may be required

Up to $6,000
Guarantor required

To qualify, applicants must:

Please note:

Submit a prequalification form
Start by completing a short prequalification form online. If you appear eligible, HFLA staff will invite you to complete a full loan application.

Application review and interview
Once your full application is reviewed by staff, qualified applicants will be invited to speak virtually with two HFLA board members for a brief 20–30 minute conversation.

Loan decision
After the interview, HFLA determines loan approval, repayment terms, and loan amount based on each applicant’s individual circumstances.

Repayment plans are tailored to each borrower’s situation. We encourage repayment via Zelle or check to avoid credit card processing fees.

Because HFLA operates with a small staff and volunteer board members, timing may vary depending on scheduling and holiday observances. While some applications move quickly, others may take one week or longer.