Apply for a
Zero-Interest Loan
The Hebrew Free Loan Association of Washington State proudly offers interest-free loans to support Jewish individuals and families throughout Washington State.
Our General Loan provides up to $6,000 to help meet urgent or essential financial needs.
Zero interest. No fees. No hidden costs.
Your repayments go back into the loan pool to help future borrowers—this is a community-powered model, funded by donations.
💼 General Loan Program
1
Borrower Eligibility
To qualify, you must:
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Be Jewish (or have a Jewish spouse)
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Be a Washington State resident for at least 6 months
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Have income to repay the loan within the agreed term
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Complete the borrower application form
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You’ll receive a copy of your application via email after submitting.
2
Guarantor Eligibility
All general loans require one guarantor (not your spouse) who:
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Has sufficient income or assets to repay the loan if needed
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Completes the guarantor application form
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Lives in Washington State or is a family member of the borrower
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Guarantor will receive a copy of their form via email after submitting.
3
📋 Application Process
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Submit your completed Borrower Application
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Your guarantor submits their completed Guarantor Form
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We’ll contact you to schedule a brief virtual interview with two HFLA board members
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Interviewers make the loan decision following your meeting
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If approved, we’ll send you a promissory note to sign
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Funds are disbursed by check
📞 Questions?
We're Here to Help.
💰 Loan Repayment Terms
Loan repayment plans are personalized during your interview to ensure they’re manageable for you.
Feel free to reach out if you have any questions about the loan or application process.
📧 Email: office@hflawa.org
📞 Phone: (206) 397-0005