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Consultation Meeting

Interest-Free Loans

Guided by Jewish values, HFLA provides interest-free loans to help individuals and families navigate financial challenges and pursue educational, professional, and personal opportunities with dignity.
 
Loans may help cover:
  • Education
  • Emergency expenses
  • Medical or dental costs
  • Housing or transportation needs
  • Debt consolidation

HFLA loans are available to qualified Jewish borrowers living in Washington State and meet program requirements.
  • Up to $6,000 available
  • Flexible repayment options

Mini-Loan

  • Up to $1,000
  • Emergency and essential expenses
  • Guarantor may be required

General Loan

  • Up to $6,000
  • Larger essential expenses
  • Guarantor required

Student Loan

How does the loan process work?
After you submit a prequalification form, an HFLA staff member will contact you to discuss next steps. If your loan is approved, you’ll sign a promissory note (what's that?) before funds are distributed.
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The process can take as little as a few business days, though some applications may take up to a week.
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Repayment plans are tailored to each borrower’s individual circumstances. There are no interest charges, application fees, or prepayment penalties. Borrowers may repay their loans early at any time.

We encourage repayment via Zelle or ACH to avoid credit card processing fees.
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